It's all about the Hamiltons

I'm thinking about getting a cell-phone.

P: (whining) But I don't want to have to get Verizon. They're evil. J: Well, is there any cell-phone company that isn't evil? So you might as well get the one with the best coverage.

While I get lots of boring credit card offers every week, I thought I'd share this one with you. If you sign up for this credit card, you get a Dell laptop for free. Here's an excerpt from the terms.

Just transfer $5,000 of qualifying balances to your new Upfront Rewards Visa and maintain a minimum balance of $3,500 for at least 18 months. If you don't have that much to transfer, you can also request a cash advance up to $2,500 to make up the difference.

And then these same companies get Congress to weaken bankruptcy protection laws because they are being "abused".